I agree, my last duty station was with the 101st. Ft. Campbell, ky, between the pawn shops, tit places (if they are still there), will drain a young soldier of his money. I lost count the number of times I had to loan my guys money to get through the end of the month. They do (or did) have clasess on money management-but it was for mostly young married folks. The thing that got to me more than anything with young families, was since it was free to have kids in the military, Kids must be free then.