Line on Kentucky - Va. Tech was Kentucky +3.5. With 15 seconds left, the Wildcats scored a touchdown and kicked the PAT to take a 31-30 lead.
Va. Tech tried two really horrible passes when it got the ball back. With four seconds left, the Hokies went for the "lateral all over the field" play. Kentucky hammered the guy with the ball, he fumbled, the 'Cats snapped it up and scored.
People who were counting their money mere seconds before suddenly watched those ducats evaporate.