Have you followed up with something to him? Text...email? Give him one last shot with a "Friendly reminder about the $625.00". If no response, not even an excuse or asking for more time, I say fire away.
Having been through this numerous times you will gain nothing by calling him out. When you loan money to family - which is in essence what you did -or friends you should do so with no expectation of ever being paid back. When you are paid consider it a surprise. [b]Calling him out just ends up with you being painted as the asshole. [/b]He will become a sympathetic figure and you are the mean bastard picking on him. Ask him privately. Expect indignation. Then forget about it. Then don't do like I've been stupid enough to do. Don't give him anything else.
Friendly reminder...if you think he has the ability to pay now or over a couple of months. Then, let it go. And I normally get $50 for solicited advice. I am only going to charge you $49. No checks please.
Advice.
Put the ball in mommas court. And when you are done with that let her handle it. It's her family. Let her decide how shitty to be.
Send the bill to his deadbeat brother-in-law. Tell him he only owes $576 now. Maybe he'll pay you since you haven't pissed him off like his sister's husband.I get 15%, with 19.99% interest compounded monthly. I suggest you get to collectin' - you're on the clock startiiiiiinnnnngggg NOW!
Sound Advice except she doesn't give a shit about the money, she would just soon be done with the whole thing ( emotionally thinking) To me it is becoming the principal of the thing.
You just answered your own question.
You people are starting to suck. I WANT BLOOD.
I hear you, brother. $625 is nothing to sneeze at. I know a couple of goons who would possibly make a visit just to keep the rust from seizing up their ass kicking skills. You probably wouldn't get the money back, but you'd have the satisfaction of seeing this dead beat eating his meals through a straw for several weeks.
And the thing is it's not the money. The is the second thing that he has bailed on that everybody just let slide, of course we were out the money, I know I am not going to get the money. I'll give it another a month and if by the end of April I still feel the same way I am sending the E-mail. I truly, really don't give a fuck what her family thinks of the white boy.