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The Library => Haley Center Basement => Topic started by: Saniflush on March 03, 2009, 11:31:05 AM

Title: Car Insurance (what am I missing?)
Post by: Saniflush on March 03, 2009, 11:31:05 AM
OK, so I am with the caveman company have minimal coverage with a high deductible and a paid for car.  I only pay a shade under $40 a month and I decided to shop it around thinking maybe I could drop another $10 or so a month off of it. 

Most everybody else that I checked it through were in the same ballpark except EInsurance.  They wanted three times the amount I am paying now.  I was so surprised I even called to ask them why and insure it wasn't some sort of mistake.  They said it was not stating that their costs have gone up so they are passing it along to the customer. 

I think they are looking to put the Kirby on folks.

Anyone got a take on this?
Title: Re: Car Insurance (what am I missing?)
Post by: Snaggletiger on March 03, 2009, 12:05:13 PM
3 times the average premium is more than a little excessive.  Insurance premiums are regulated to a degree by each State's Insurance Commissioner and they aren't allowed to gouge or slip shit in.  A company has to be able to justify premiums and rate increases based on a lot of different factors.  Obviously, you're going to have certain companies much higher on average etc. but you can't just arbitrarily go, "Well, we've had a fucked up year so we'll just make our insureds foot the bill." 
Title: Re: Car Insurance (what am I missing?)
Post by: Kaos on March 03, 2009, 12:44:24 PM
Quote from: Saniflush on March 03, 2009, 11:31:05 AM
OK, so I am with the caveman company have minimal coverage with a high deductible and a paid for car.  I only pay a shade under $40 a month and I decided to shop it around thinking maybe I could drop another $10 or so a month off of it. 

Most everybody else that I checked it through were in the same ballpark except EInsurance.  They wanted three times the amount I am paying now.  I was so surprised I even called to ask them why and insure it wasn't some sort of mistake.  They said it was not stating that their costs have gone up so they are passing it along to the customer. 

I think they are looking to put the Kirby on folks.

Anyone got a take on this?

Stay with Geico.  I like the lizard.
Title: Re: Car Insurance (what am I missing?)
Post by: chinook on March 03, 2009, 12:47:25 PM
my wife likes my lizard. 
Title: Re: Car Insurance (what am I missing?)
Post by: Saniflush on March 03, 2009, 05:50:43 PM
Quote from: Kaos on March 03, 2009, 12:44:24 PM
Stay with Geico.  I like the lizard.

Oh I am, I just found the difference amazing.